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Home  /  Homepage • Signature Living  /  How Signature Investments Compares to Other Investment Plans
Wardrobe
23 August 2016

How Signature Investments Compares to Other Investment Plans

Written by Lawrence Kenwright
Homepage, Signature Living Lawrence Kenwright, Liverpool hotels, Signature Living Leave a Comment

At the start of August, the Bank of England made the decision to cut interest rates from 25bps to 0.25%, which was the first rate cut since 2009. The bold move was made to stabilise the economy in the face of Brexit, and the BoE has since encouraged investors to take more risks with their finances.

Whilst homeowners may have benefited from the interest rate cuts, it is savers who have been hit the hardest, so many are now turning to shares, bonds and property to boost their finances. However, many people will be sceptical on how and where to invest their savings.

The bigger your investment, the higher the potential return – but it also means the bigger the loss if things go wrong. Mark Carney, the governor of the Bank of England, stated saving are “likely to be low for some time”. There are, however, ways to maximise your finances without investing in bonds, shares or gold.

For those unfamiliar with Signature Living, we are a fast-growing hospitality company with a fast-growing brand. I am pleased to say we are now the largest luxury accommodation provider in Liverpool, with our properties stretching out to Cardiff, Preston and Marbella.

It is my belief that we provide one of the best investment plans currently out there – and I have the proof to back it up. In this article, I want to show you why Signature Investments can be a wise way to see a return on your finances – and how you can also enjoy the fruits of that investment at our luxury hotels, restaurants and bars.

We are a company that has been shaped by people like you – people who want to invest their finances in a thriving company, which allows us to become successful, meaning you reap the rewards.

30-James-Street---Bedroom-1_0155 - Copy

Signature Investments:

• 11% ROI on hotel investments
• 8% on residential investments
• 15% discount for 6 weeks
• Assured buy back

Since our launch in 2008, Signature Living has transformed how hotels are designed, built and occupied. While other companies might source properties to sell, we create and manage them – which means we are in control of every aspect of a development from start to finish. As a result, we can reduce timescales and, as we have internal Quantity Surveyors, we can ensure the building period is reduced – which means you will see a quicker return on your investment.

For a limited time, Signature Investments has reduced the cost of acquiring a Signature Living investment to 15%, so you can see a greater return on your investment. Liverpool has one of the fastest growing economies in the UK, with Signature Living properties priced from £250 psqft.

We have opened a number of award-winning hotels, including The Shankly Hotel, which celebrates the life and legacy of LFC’s Bill Shankly, and 30 James Street – Home of the Titanic, which once served as RMS Titanic’s port of registry and is an attraction in its own right. We create luxurious, comfortable accommodation for large groups and families, whilst celebrating the city and building’s heritage.

30 James Street currently operates at a 97% occupancy rate, whilst The Shankly Hotel has an occupancy rate of 94%. Both are well above the city’s average, which are a testament to their popularity.

White-Star-Grand-Hall

Let’s see how we compare to other investment opportunities in the UK…

Signature Investments – 11% or 8% ROI

Current accounts – 3-5%

Property – 3-6%

Retail bonds – 5-7%

Bonds – 3-5%

Peer-to-peer savings – 4-7%

Shares – 3-6%

Gold – 1%

Premium bonds – 1.25%

Current accounts

• 3-5% typical income

People hoping to boost their savings will most likely consider a current account, which will pay you interest up to 5%. However, the problem with a current account is that many banks will often demand you pay a certain amount each month, such as £1,000. Santander is currently offering the best interest rate at 3%, if you have £3,000 to £20,000 in your account. However, Money Mail recently revealed the bank plans to cut the rate to 2%.

Property

• 3-6% typical income

Following the interest rate cuts at the start of the month, the property market is expected to become quite stagnant over the summer period, which means many landlords will attempt to snap up properties at a reduced price. However, it’s important investors are aware that the government has plans to stop landlords grabbing houses away from first-time buyers.

While landlords can currently claim tax relief on their mortgage interest at 20%, 40% or 45%. However, from April 2017, the government plans to gradually reduce the tax relief until it reaches a maximum of 20%, meaning some landlords may struggle to make a profit from rent.

Retail Bonds

Firms such as Tesco, Vodafone and Legal & General, as well as smaller companies, are currently offering individual retail bonds, which can pay out more than 5%. Investors can buy retail bond from the London Stock Exchange or through a broker.

If you choose to sell your bonds, you could receive less than the capital paid. Investors also have the option to buy from savers, but the costs might be higher and the pay-outs could be lower. Also, if a firm should collapse, you could potentially lose your investment.

30 James Street at Night

Bonds

A bond is basically an IOU when you lend a company or government money, which is given in exchange for a regular fixed rate pay-out. They are a less riskier than shares, but they can still be a risk.

For example, most bonds are provided to banks and financial institutions, but unfortunately for savers the returns haven’t been significant due to low interest rates. Take Germany and Switzerland as an example, as their yields have gone into the red, meaning investors are forced to pay interest on the bond or lose it for good.

Peer-to-Peer Savings

Peer-to-peer savings can be risky, because savers will lend their money directly to borrowers, with no bank interference. Whilst the investment could result in a 7% typical income per year, a lender could lose everything should a borrower default or a business collapses.

Shares

The stock market can be tempestuous, because shares can fall by 20% in one single day if the economy declines. So, while you could earn 3 to 6% income, there is always a risk investing in the stock market, because you could lose your capital should the economy take a tumble.

Gold

Many people often invest in gold when interest rates drop, because it often holds its value over time. However, an investor will not receive an income and the only way they can really make a profit is to buy gold at a low price and selling it at a higher price. The price of gold can also fluctuate, depending on the market.

Premium Bonds

Many people are turning to premium bonds due to low interest rates. There are approximately two million prizes provided in a monthly draw, which can range between £25 to £1 million. It is believed the average investor could see a return of up to 1.25% per year, and you can invest from as little as £50 to £50,000. However, there is a possibility you will receive nothing for your investment.

The Signature Way

Lawrence

As you can see from the investment table above, Signature Investments can provide an excellent return on your investment. You only have to review our proven track record to realise you can embark on a rewarding investment with a successful, passionate hospitality company.

What makes Signature Living different from our competitors is that we have a team of talented builders, architects, labourers and marketers on staff, who can speed up the building process whilst allowing us to promote our exceptional venues to tourists and residents.

There are four key areas at the heart of Signature Living: luxury accommodation, regeneration, job creation and providing our investors with a fantastic return on their investment.

How to Invest

We strive to make the investment process as transparent as possible, and our investment advisers are on hand to guide you every step of the way.

The investment process can be completed in just four easy steps.

Step One: Pay a £2,500 reservation fee and instruct solicitors.

Step Two: Transfer 30% within 21 days.

Step Three: Transfer 20% of the funds after six weeks thereafter.

Step Four: Transfer 50% of the funds on completion (balance minus reservation fee)

If you would like to learn more about Signature Investments, click here.

Lawrence Kenwright
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Lawrence Kenwright is a Hotel operator and developer based in Liverpool city centre. When not redeveloping old icon buildings he likes to spend time with his family

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